Admittedly, I’m a landlord (Yes… boo, hiss!). This “system” (from policy, banking sector, entrenched real estate industry lobbying) relentlessly encourages and rewards people for investing in housing as opposed to more productive enterprises.

You know this system is broken when the price of an ordinary family home appreciates at a rate faster than what one earns in their full time job and that is before the taxman takes his take off of my full time salary in software development.

Furthermore, It is not lost on me that houses are for people to live in first and foremost. Not instruments of financial speculation based almost purely around betting on future capital gains. The current system, while not alone in being responsible, is clearly contributing to both growing and intensifying social issues we all know too well.

Sadly, None of the politicians I spoke to across the poltical spectrum in the run up to the last election seem to show any real geniune care.